**Veterans Too Busy Being Broke To Use Free House Money, Study Finds**
AITA for thinking our vets are literally leaving an extra $1.4 billion in free money sitting on the table every year? The VA Home Loan program, arguably the only thing the government hasn't completely screwed up (low rates, $0 down, no PMI), is apparently collecting dust. TL;DR: Vets aren't using it.
Turns out 90% of vets *qualify*, but less than 3% of Americans use it. Why? Because the VA's marketing strategy is a single, sad poster in a DMV that says "Have you considered not being homeless?" Meanwhile, 30% of vets say they *assumed* they couldn't afford a house anyway. Ironic, considering this is the exact program designed for "too broke for a down payment."
Financial experts are baffled. Casual vets are just... buying houses with regular loans like peasants. Meanwhile, the VA is sitting on a pile of loan guarantees that could single-handedly gentrify your neighborhood with PTSD and discount beer. Great job everyone. 👏