madison square garden just hit your wallet with a triple threat: skyrocketing ticket fees, a new $20 "atmosphere surcharge" for concerts, and a crackdown on resale apps that could kill your cheap last-minute seat deals. Plus, the venue’s latest blackout on phone use during shows means you’ll have to pay for pricey souvenir photos or watch your favorite artist through a stranger’s bobbing head. Don’t even think about sneaking in a water bottle to save cash—they’re now confiscating all beverages, forcing you to buy $8 tiny ones inside. Your bank account didn’t sign up for this.