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earthquake las vegas: Your Wallet Could Take a Shake, Here’s What to Check Now

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earthquake las vegas: Your Wallet Could Take a Shake, Here’s What to Check Now

A minor earthquake rattled Las Vegas early this morning, and while the Strip didn't crumble, your bank account might be next. For locals, this is a wake-up call to review your renter's or homeowner's insurance—standard policies often exclude earthquake damage, meaning you'd foot the entire repair bill for cracked foundations or broken appliances. Homeowners should check if they need a separate rider, which can cost as little as $100 to $800 a year, but could save you thousands. Tourists, your trip protection is likely void if you cancel due to seismic fears, so read the fine print. The bigger risk? Unprepared residents driving up repair costs and insurance premiums citywide after the next big one. Don't wait for the ground to shift your finances—call your agent today.