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Dave Ramsey says he’d rather “drive a 2005 Honda Civic” than pay $50 for a downtown parking spot for the next 12 years—and my neighbor just traded in his brand-new truck because he finally got the “common sense” smacked into him. I’ve watched people finance $70,000 SUVs for thirty years while complaining they can’t afford a down payment on a house. Meanwhile, Ramsey’s been screaming “live like no one else so later you can live like no one else” from a cardboard box in a studio apartment. My wife and I cash-flowed our last vacation on a $4,000 investment in a used RV, but the guy next door still orders DoorDash every night and wonders why his “emergency fund” is just a credit card limit. If you need a TikTok influencer to tell you that borrowing money to buy a lawnmower is stupid, maybe you should just give him your wallet and save time. Common sense isn’t common anymore, folks—it’s a luxury only the debt-free can afford.
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Dave Ramsey says he’d rather “drive a 2005 Honda Civic” than pay $50 for a downtown parking spot for the next 12 years—and my neighbor just traded in his brand-new truck because he finally got the “common sense” smacked into him. I’ve watched people finance $70,000 SUVs for thirty years while complaining they can’t afford a down payment on a house. Meanwhile, Ramsey’s been screaming “live like no one else so later you can live like no one else” from a cardboard box in a studio apartment. My wife and I cash-flowed our last vacation on a $4,000 investment in a used RV, but the guy next door still orders DoorDash every night and wonders why his “emergency fund” is just a credit card limit. If you need a TikTok influencer to tell you that borrowing money to buy a lawnmower is stupid, maybe you should just give him your wallet and save time. Common sense isn’t common anymore, folks—it’s a luxury only the debt-free can afford.