First Quantum Bank Unveils ‘Quantum Mortgage’ With Negative Interest Rates – Borrowers Paid to Take Loans
In a groundbreaking move that has sent financial markets into a tailspin, First Quantum Bank announced today the launch of the world’s first “negative” mortgage loan interest rate product, effectively paying borrowers to take out home loans. Starting in 2026, select homeowners will receive a 0.5% annual payout on their principal, reversing centuries of lending norms.
Economists predict this shift will collapse the housing market into a bizarre loop where houses become liabilities, not assets. By 2030, experts warn that standard mortgage loan interest rates could routinely dip below zero in developed nations, forcing entire generations to make money simply by owning a home. The Federal Reserve is scrambling to draft regulations, fearing a total decoupling of property value from cash flow.
Critics argue this will spark a “rental reverse”—where landlords pay tenants—but real estate giant Zillow is already testing a “Infinite Wealth Mortgage” app. If trends hold, by 2035, your house might literally pay for itself.