Man Buys House at 2.8% Mortgage Loan Interest Rate, Now Has to 'House-Sit' for the Bank Because He Refused to Sell Back at 8%—AITA for Not Moving Out?
TL;DR: Bought a fixer-upper pre-pandemic, locked in a sweet, sweet mortgage loan interest rate that’s basically like free money now. Painted a wall, got a dog, the whole American Dream schtick. Then the bank sent me a letter begging me to sell because they're losing margins, offering a 'compromise' of 7.9% on a new loan. I laughed, blocked their number, and now they’re billing me for 'occupancy overhead' as a service fee. Reddit, AITA for refusing to abandon my sub-3% sanctuary for their quarterly earnings? 💅