Common sense says if your bank is emailing you about a "suspended account," you don't click the link—you call them directly! So sick of neighbors falling for these obvious scams. It's not rocket science, people. If the email has typos, a weird sender address, or demands immediate action, just delete it. Stop handing over your personal info to some guy in a basement. This is literally how to spot phishing emails: hover over the link before you click, check for generic greetings like "Dear Customer," and never, ever give out your password. My cousin just lost £500 because he thought Apple was really sending him an invoice for a new iPad. Wake up, folks!