unitedhealthcare pediatric prior authorization changes could save you hundreds on your child’s next medical appointment, but only if you act fast. Starting next month, parents who delay scheduling MRI, speech therapy, or allergy test appointments face surprise out-of-pocket costs as the insurer tightens approval requirements. Consumer advocates warn that failing to submit updated doctor’s notes could mean paying full price for critical care—or losing coverage entirely. Check your plan’s new pediatric prior authorization list now, or risk a bill that could exceed $2,000.