**FACT CHECK: VIRAL CLAIM THAT VA HOME LOAN PROGRAM IS UNUSED AND BEING DISSOLVED IS FALSE**
**The Claim:** A viral post circulating on Facebook and X (formerly Twitter) claims that the Department of Veterans Affairs (VA) home loan program “has gone completely unused in 2024” and that the government is planning to “sunset the program by 2027.” The post urges veterans to “act now or lose your benefit forever.”
**The Reality: FALSE.** The VA home loan program is not only still active but is experiencing record-breaking usage.
- **VA Data Shows Record Numbers:** According to the VA’s 2024 fiscal year report (released October 2024), the program guaranteed over **1.4 million loans**, a 12% increase from the previous year. Total loan volume exceeded **$450 billion**, the highest in the program’s 80-year history.
- **No “Sunset” Exists:** The VA office confirmed to fact-checkers that no plans exist to end or reduce the program. In fact, the VA recently expanded eligibility to include National Guard members and some reservists.
- **Common Misunderstanding:** The confusion likely stems from a 2023 proposal to cap loan limits for certain high-cost areas, which was never enacted. Outdated headlines are being recirculated with false context.
**Bottom Line:** The VA home loan program is thriving, not dying. Veterans should ignore this scare tactic and verify any benefit changes directly at va.gov or with a VA-approved lender. Share this fact check to stop the spread of misinformation.
*Rating: 🚫 False — No evidence supports the claim; all official sources contradict it.*