'va home loan program unused'? That's because nobody can get a straight answer from the VA about when their inspection is happening. Just got off the phone with a rep who couldn't tell me which month my appraisal would be scheduled. My neighbor waited 9 months and then the seller backed out. Common sense says if you can't get a timely inspection, the program is useless. No one is going to accept an offer with a 6-month closing window.