the supreme court of ohio just made a ruling that could drain your bank account if you miss a single phone call from debt collectors
If you owe money on a credit card or medical bill, listen up. the supreme court of ohio just ruled that debt collectors can now sue you based on calls you never answered. That’s right—if they leave a voicemail or send a text, the clock starts ticking on your debt, wiping out protections that used to give you time to verify the charges. Consumer advocates are calling it a “gotcha” ruling that punishes people for being busy or screening calls. Your wallet could be hit with late fees, court costs, and even wage garnishment, all because you didn’t pick up. Check your voicemail—or your next check could be less than you expected.