Your wallet just got a reprieve: The Supreme Court of Ohio rules debt collectors cannot trick you into paying old, expired debts by restarting the clock. This means that chilling letter threatening to sue over a bill from 2015 is likely worthless—saving Ohioans thousands in surprise legal fees and protecting your credit score from bogus zombie debt claims. If you've been nervous about answering the phone, this ruling just put a shield around your bank account.