**FOR IMMEDIATE RELEASE**

FOR IMMEDIATE RELEASE

The Mark Fuhrman Tax: How One LAPD Detective’s Racist Legacy is Costing You Thousands in Car Insurance

LOS ANGELES – Think the O.J. Simpson trial is ancient history? Think again. A new consumer watchdog report released today reveals that the systemic racism exposed by former detective Mark Fuhrman is still bleeding straight out of your wallet every single month.

The report, titled The Fuhrman Surcharge, analyzed insurance premiums across 50 major U.S. cities. The finding? In communities where predictive policing models were first tested in the ‘90s—directly following the Fuhrman-taped admissions of planting evidence and targeting minorities—residents are paying an average of 34% more for car and home insurance today.

How does a 30-year-old scandal cost you? Fuhrman’s actions infamously discredited the LAPD, but the industry reaction was worse. Insurers, terrified of liability, created “surrogate risk” algorithms that use zip codes and past police stop data as proxies for driver safety. The report claims that in neighborhoods Fuhrman patrolled, insurance companies still rate those addresses as “high risk” based on arrest rates from the era—not current accidents.

“You’re being charged for a crime you didn’t commit, in a system that was famously rigged by a guy who lied under oath,” said lead researcher Dr. Lena Price. “This isn’t a history lesson. This is a monthly premium hit.”

The impact on your daily life:

• Your credit score isn’t the only number hurting you. The report pinpoints a geographical “Fuhrman Factor” that adds up to $600+ a year to the average family’s premiums in neighborhoods historically targeted for over-policing.
• Auto loan rates are next. Analysts fear the same outdated demographic modeling is being used to