**NEWS ALERT: MACKENZIE SHIRILLA DOC SKIPS TRIAL DUST-UP – BUT YOUR INSURANCE BILL IS ABOUT to PAY the PRICE**

NEWS ALERT: MACKENZIE SHIRILLA DOC SKIPS TRIAL DUST-UP – BUT YOUR INSURANCE BILL IS ABOUT TO PAY THE PRICE

A new true-crime documentary on Mackenzie Shirilla, the Ohio teen who used her car as a weapon to kill her boyfriend, is streaming now—but consumer advocates warn the real horror might be hiding in your monthly budget.

The doc focuses on Shirilla’s calculated 100-mph crash and her life sentence, but it glosses over a silent financial wreckage: the skyrocketing “high-risk driver” surcharges hitting families across the country. Insurance insiders say cases like Shirilla’s are used to justify rate hikes on every young driver’s policy, even if your kid has a clean record.

What this means for your wallet:

• Expect a 15-25% premium spike for drivers under 25 in states with similar “vehicular homicide” headlines.
• Some insurers are quietly adding “intentional act” exclusions to standard policies—meaning a crash like Shirilla’s could leave you personally liable for millions.
• The doc’s viral popularity is already driving new legislative proposals to raise the driving age to 18 in three states.

Bottom line: Watch the documentary for the chilling story. Just don’t ignore the small-print nightmare coming to your renewal letter. Check your policy now—or pay the price later.