**FOR IMMEDIATE RELEASE**

FOR IMMEDIATE RELEASE

“Thrill Kill” or Texting Teen? Viral Netflix Doc Exposes $12 Million Insurance Loophole That Could Cost YOU Your Premium

A chilling new documentary, “Mackenzie’s Last Lap,” is going viral tonight—not just for its heartbreaking footage of a 17-year-old driving her boyfriend into a building at 100 mph, but for the legal time bomb that may be ticking inside YOUR auto insurance policy.

The film reveals that teen driver Mackenzie Shirilla was found guilty of murder, yet her family’s insurance company is currently battling a $12 million payout to the victim’s family—using a bizarre legal loophole that says “intentional acts” aren’t covered. If that judge sides with the insurer, every single driver in your state could see a 7-15% rate hike next year to cover the court costs and medical bills being passed on to YOU, the taxpayer.

Why you should care: This isn’t just a tragedy. It’s a precedent. Legal analysts warn that if the insurance company wins, it means your policy might not cover you if you’re hit by a driver who “intended” to speed—even in a simple accident. The result? You pay more, get less, and the billion-dollar insurance lobby uses this case to demand that all “reckless driver” claims be denied retroactively.

Your wallet: State insurance regulators are already fielding calls. Want to avoid the rate spike? Watch the doc, then text your state senator a simple link: “Fix the Intentional Act Loophole.” Your next bill might depend on it.

#MackenzieLastLap #InsuranceShock #YourMoney